Could the the wear on the clutch cause the clutch not to disengage ? The bike is back together now ,all i did was eyeball the clutch . i have seen worse.
Look at the basket and the clutch hub. The clutch plate fingers have worn grooves in the aluminum and that keeps the plates from disengaging. These parts start to groove well before the friction materials wear off the individual plates.
Post pics once you have taken it apart. Some people file the grooves down, but that's just more
hospice (© BDI) for old parts.
Your friction plates and steel plates are prolly just fine.